 |
Rates Effective March 2013
Minimum |
Fee |
Range |
APY* |
$25.00
|
$5.00**
|
Up To $20,000 |
0.10%
|
$20,000+
|
0.10%
|
|
|
Minimum |
Fee |
Range |
APY* |
$5,000
|
None
|
$5,000 - $25,000 |
0.15%
|
$25,001 - $50,000 |
0.15%
|
$50,001 - $100,000 |
0.20%
|
$100,001 + |
0.30%
|
|
|
Minimum |
Fee |
Range |
APY* |
None
|
None
|
Up To $25,000 |
0.15%
|
$25,001 - $50,000 |
0.15%
|
$50,001 - $100,000 |
0.20%
|
$100,001 + |
0.30%
|
|
|
Minimum |
Fee |
Range |
APY* |
|
|
|
Minimum |
Fee |
Range |
APY* |
|
|
**
$5.00 monthly service fee applies if the aggregate balance of your accounts falls below $250.00 anytime during the month.
***
No dividends earned if the balance falls below $5,000 during the month and the funds are transferred to the Regular Share Account.
TRUTH-N-SAVINGS DISCLOSURE
Except as specifically
described, the following disclosers apply to all share accounts
listed above.
- RATE INFORMATION:The dividend rate and
annual percentage yield (APY) may change as determined by
the credit union. Fees may reduce earnings.
- COMPOUNDING AND CREDITING: Dividends are
compounded and credited to your account quarterly. The dividend
period begins on the first calendar day of the month and
ends on the last calendar day of the month.
- ACCRUAL OF DIVIDENDS: Dividends will begin
to accrue on the business day you made the deposit to your
account. If you close your account before accrued dividends
are credited, accrued dividends will not be paid.
- MINIMUM BALANCE REQUIREMENTS: Minimum
balance is set forth above.
- DAILY BALANCE COMPUTATION METHOD: Dividends
are calculated by the daily balance method, which applies
a daily periodic rate to the principal in the account each
day.
- CONTACT CU OFFICE FOR A COMPLETE TRUTH-IN-SAVINGS DISCLOSURE.
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