A mortgage loan to fit your needs.

Financing is available for Primary Residences, Second Homes, Lake Homes, Investment Property and First-time Homebuyers. Property can be located anywhere in North Dakota, South Dakota, Minnesota, and Montana. Interest rates are set daily and are based on the secondary market. Terms ranging from 10, 15, 20, and 30 years are available. Escrow accounts may be required and loans greater than 80% loan to value are required to have private mortgage insurance (PMI). Purchases are available up to 100% loan to value. These loans are sold on the secondary market and will not be serviced by the credit union.

  • Conventional Loans
  • FHA Loans
  • VA Loans
  • USDA loans
  • First Time Homebuyers programs

Additional Mortgage Loans

In-House Mortgage

Our In-House Mortgage loans offer a competitive fixed rate with flexible financing for home purchases.

Home Equity Line of Credit

Our Home Equity Line of Credit (HELOC) offers competitive rates and flexible terms.